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We understand that as an employer, it’s important to you to keep your people happy by staying ahead of the curve when it comes to benefits, as it’ll keep your employees happy – meaning money saved for your business.
In this article, we’ll explore why DPC is something that should be considered as a part of your health care benefits at your organizations. Keep reading to learn more!
Why Employers Should Offer Direct Primary Care Benefits
Insurance is not always a necessity
When it comes to healthcare coverage options offered to employees, business leaders should look at the overall needs of their employees. In today’s world, insurance is used in virtually every healthcare situation, but that doesn’t necessarily need to be the case.
Thinking back, insurance was originally designed to cover merely catastrophic episodes – such as a large-scale medical emergency or something requiring more invasive medical care, like childbirth or a scheduled surgery.
Over time, we began using insurance to cover even routine doctor’s visits. In the DPC model, regular wellness and illness-related doctor’s visits are covered via the retainer, diminishing the need for traditional insurance coverage.
This will take the headache out of healthcare for your employees and will cut your benefits cost as an organization – making it a win-win situation overall!
It makes regular healthcare affordable
Using insurance for every single doctor’s visit or health care need can drive up prices for both employers and individuals requiring care. This is because when health insurance claims are filed routinely, insurance premiums rise, causing the price of ordinary visits to skyrocket over time.
DPC gets rid of this issue for employers and employees, allowing members to receive the health care they need, covered under the retainer. This means no claims are needed and no premiums are risen – making everyone happy, and taking the surprise out of the billing aspect, too.
It lowers healthcare costs for employers
This is probably the most attractive reason for employers should consider offering DPC to their employees. After all, who doesn’t want to cut costs anywhere they can?!
DPC reduces the need for traditional healthcare insurance, as it covers things like primary care, routine physicals, acute care, chronic condition management, refills, lab orders, as well as additional medical services.
Since all of that is bucketed into one affordable cost in the form of a flat rate (no surprises there!), the instances that require actual insurance with fluctuating costs is diminished. Thus, the usage and overall cost of traditional insurance is decreased (by quite a bit), meaning a lower overall cost.
As you can see, the case for DPC and the reasons it could be beneficial to your business is pretty appealing. To learn more, give us a call and we can further explain the details as well as help determine if this benefit is right for your specific organization.